Education for Buyers
Your Household Budget
Once you have decided that you want to buy a home, it helps
to take a look at your own financial picture and calculate how
much you can put toward a house payment. Creating a budget gives
you a general idea of where your money goes every month. This
will give you a clear idea of where changes may be necessary
to reach your goal of a new home.
Your Take-Home Pay
Your Spouse's Take-Home Pay
Total Take-Home Pay
$__________________
$__________________
$__________________
Housing: Current Monthly Expenses:
Rent/Mortgage
____________________
Gas/Electricity
____________________
Water/Sewage
____________________
Phone
____________________
Trash Pickup
____________________
Living:
____________________
Food/Eating Out
____________________
Gas/Transportation
____________________
Life Insurance
____________________
Car Insurance
____________________
Health Insurance
____________________
Medical Bills
____________________
Entertainment
____________________
Day Care
____________________
Dry Cleaning
____________________
Cable
____________________
Clothing
____________________
Car Payment
____________________
Savings
____________________
Credit Cards / Other
____________________
Total Monthly Expenses: ____________________
Income Not Spent: ____________________
Next: What Up Front Costs
Can I Expect?
3212 Skipwith Road
5370 S Laburnum Avenue
6301 Harbourside Drive
