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Education for Buyers

Introduction
Advantages of Home Ownership
Smart Buyers Today Never Buy A Home Alone
The Role of the Realtor -- What You Should Know About Brokerage Relationships
How Much Can I Comfortably Afford?
Your Household Budget
What Up Front Costs Can I Expect?
Loans – Before or After?
Coming Clean with Credit
How Do I Shop for a Mortgage?
Qualifying for a Mortgage Loan
Getting Approved for a Home Loan
Basic Types of Loans
What Are You Paying in a Mortgage Payment?
What Are the Best Sources of Cash for a Down Payment?
What Are “Closing Costs” and How Much Should I Expect to Pay?
What Are Your Housing Priorities?
How Do I Make an Offer on a Home and Negotiate with the Seller?
What is in a Sales Contract?
What Can I Expect from a Professional Home Inspection?
What Kind of Homeowner’s Insurance Should I Carry?
Important Things to Remember!
What Happens At Closing or Settlement? 		  
  3212 Skipwith Road
Suite 110
Richmond, VA 23294
Office: 804-346-1000
Fax : 804-346-5525
  5370 S Laburnum Avenue
Richmond, VA 23231
Office: 804-236-1997
Fax : 804-236-1976
6301 Harbourside Drive
Suite 200
Midlothian, VA 23112
Office: 804-739-9370
Fax: 804-739-2790


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